Royal Bank home insurance policies are underwritten by U K Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, registration number 202810.
(1) 50% of new on-line customers paid this amount or less between December 2023 and March 2024. Includes purchased optional extras.
(2) Based on Royal Bank of Scotland Renters closed claims (excluding Family Legal Protection claims) between 1st January 2023 and 30th March 2024.
50% of our customers paid less than £9 per month for their renters insurance
With 0% interest there’s no extra cost if you choose to pay monthly. Over 18s only, subject to eligibility and credit agreement
You could apply online in under 5 minutes
Think about how much cover you might need
Select your start date and how you want to pay
Please read this important information: What you need to know about Royal Bank of Scotland (PDF, 114KB) or request a paper copy before you get a quote.
Insure the contents of your rented home for a total sum of £5,000, £10,000, £15,000, £20,000 or £25,000. This doesn’t include any possessions you keep in the garden.
No deductions for wear and tear, as these will be replaced new for old. Mobile phones are replaced with Grade A refurbished.
Lost or stolen cash, cheques and vouchers are covered up to £500.
Claim up to £1,000 to replace content you’ve paid for and downloaded onto your home computer, laptop, mobile phone or any other portable device.
Before buying a contents insurance yourself, please check to see if you're covered by your parents' home or contents insurance policy.
Most insured events will not be covered whilst the home is unoccupied for more than 60 days in a row.
Want to take the hassle out of house sharing? With Housemate by NatWest, you can split household bills and pay each other back. You could also build your history with our partner Experian when you register your rent payments with the app. It’s free and you don’t have to bank with NatWest to use it.
Housemate is a free app open to users aged 17+ across the UK (excluding the Channel Islands and Northern Ireland). Users must have a UK bank account and an iOS or Android compatible device. Open Banking is available for selected UK banks and account types only. You need to be registered for your own bank’s online banking. The rent recognition feature is only open to those residing in England or Wales.
