Get a rough idea of how much we might be able to lend you, see our rates, the monthly payments and find out about any fees involved.
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Welcome to our mortgage options
Thinking about moving home? We could help
Online mortgages are provided by NatWest
NatWest and Royal Bank of Scotland are part of NatWest Group and offer the same mortgage products and rates when you speak with a mortgage professional. If you're confident to choose a mortgage product without advice, online mortgages are available to customers via the NatWest website.
Want advice about your mortgage? You can make an appointment to speak with a Royal Bank of Scotland mortgages adviser.
Step 1: Find out what NatWest could offer you
- Get a online personalised indication of how much you could borrow in less than 10 minutes.
- It won't impact your credit score.
You don't need to be a NatWest customer to get an Agreement in Principle (AIP), and you're not committed to having a mortgage by getting an AIP.
Step 2: Apply for your mortgage online with NatWest
- Apply online with NatWest or contact us to make an appointment to speak to a Royal Bank of Scotland mortgage adviser.
- Save your application progress online and come back whenever you like.
Get a little support on a fresh start
A Royal Bank Family-Backed mortgage, sometimes known as a ‘joint borrower sole proprietor’ (JBSP) mortgage, can help buyers get moving sooner or borrow more. It lets you add a second person to your mortgage but without them owning the property.
Adding a second person to your mortgage as a 'non-owner', can help you borrow more than you would otherwise have been able to borrow, which means you could move home sooner than you thought. And, the non-owner could be a family member or friend. Exclusions and criteria apply.
You could buy your first home with just a 5% deposit
With a 95% mortgages, you could be buying your first home sooner than you think.
Exclusions & eligibility criteria apply.
Are you thinking of buying a new build home?
If you are buying a home that has been built in the last 2 years or has an Energy Performance Certificate (EPC) rating A or B you could take advantage of our Green Mortgage options with lower interest rates on selected mortgage products.
Here's what you need to know
Already have a mortgage with us? Your mortgage could move with you
Most of our mortgages can be moved to your new home, avoiding early repayment fees if you're still on a deal. This is called 'porting'...move home more easily with us
Help with common questions
Need some help?
Call us
We're on hand to arrange a phone or video call with one of our qualified mortgage professionals. We can also help with any general queries about the process.
Call us on ${dn-0800 056 0567}
Opening hours: Mon-Fri 8am-6pm, Sat 9am-4pm, Sun Closed. Excluding public holidays.