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Existing customers

Manage your credit card

Everyday management

Repayments

Pay by Direct Debit

Paying by Direct Debit is easy and convenient, once set up your payment will be automatically taken each month to pay your credit card statement bill.

One off payments

You can make one off payments yourself, it's just as easy to do. There's a number of ways you can pay your credit card.

Fees & Charges

Transactions

Pay my card

For a fast, simple and secure way to pay your Royal Bank credit card from another UK bank, on our app you can choose to Pay my Card which is powered by Payit. Payit™ is Royal Bank's new payment solution that allows a fast, simple and safe way to pay. It removes the need for you to enter card or account details, passwords or authorisation codes when you are paying online. Instead, you can make secure, instant payments directly from your bank account or mobile banking.

Pay your credit card with the app

Paying your credit card with the Royal Bank mobile app is quick and secure.

Here's a step-by-step guide to the 3 ways you can pay or schedule a payment.

Plan ahead to repay your balance

Manage my Credit Card | RBS - Royal Bank of Scotland

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Credit card repayment calculator

Find out how much faster you could clear your existing credit card balance by fixing your payments, instead of paying the minimum amount.

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Fancy a change?

If you're looking for a credit card that matches your lifestyle and spending habits, you might want to consider choosing from our full range of credit cards.

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You can see our range of credit cards by following the 'compare our credit cards' link below.

Could a second credit card help you manage your spending?

It's important to remember that a second credit card will mean you could have two balances to pay off every month, including accrued interest. There may also be two annual fees to pay, if you choose a card with an annual fee

Eligibility applies. You cannot open a second credit card of the same type as your current card.

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Ways of managing your credit card

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App available to personal and business customers aged 11+ using compatible iOS and Android devices and a UK or international mobile number in specific countries. Digital Banking available to customers aged 11+ with a RBS account.

Reasons to download our app

  • If you have misplaced your card, you can lock and unlock it on the app.
  • Set up a Direct Debit, pay your credit card or view your last 2 years statements.
  • Request a PIN reminder or unblock your PIN.
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Manage your credit card simply and safely with Digital Banking

  • Set up and manage Instalment Plans and regular payments.
  • View your balance and transactions.
  • Register your travel plans.
  • Adjust your credit limit.
  • Request a balance transfer.

 

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