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You can apply if you are:

  • Aged 18+ and a UK resident
  • To earn Rewards you need to log into Digital or Mobile Banking at least once every three months 

To earn Rewards on your household bills, you need to:

  • Log into Digital or Mobile Banking at least once every three months
  • Pay in £1,500 in total every calendar month to any personal current account(s) you have with us (as long as it’s not a Foundation, Basic or mortgage account).
  • Please note, the £1,500 can’t be transferred from another Royal Bank current account or savings account that you have with us.

If you are unable to meet the above criteria we may look to convert your Reward account to our Select bank account which has no monthly fee.

Not sure Rewards are for you?

View our everyday bank account with no monthly fee.

Please review the important legal stuff:

By clicking to continue you're confirming that you've been provided with, and have acknowledged our important documents, including the FSCS information sheet.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

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