Overlay
ID card

Start your application without photo ID

No photo ID? You can still start your application

You can apply for an account with us online without photo ID, but you will need to give us your original documents within 14 days

Once you complete your application you will be given a reference number. Make a note of this number as you'll need it when you present your original documents as the final part of your application.

You won't be able to use your account until we see your original documents and your reference number.

For a reminder of the documents we accept, please return to our What you need to open a current account page.

Find out how to get your original documents to us:

 

Our Accounts

You can apply for either a Select or a Reward account without photo ID. 

Select account

The one that just gets things done.

Basic current account today, access to RBS's vast offering for your future tomorrow.

  • Access to a 5 star rated account.
  • Free of monthly fees.
  • Quick to set up, easy to use.

Must be 18+ UK resident to apply.

Reward account

The one that gets your money working for you.

Daily spend + Direct Debits = Rewards.

  • Get rewarded for everyday banking.
  • Earn rewards for spending at our partner retailers with your Royal Bank debit card.
  • Every month, earn £4 back in  Rewards for paying 2 or more Direct Debits from your reward account - 2 of those Direct Debits need to be at least £2 each. 
  • All this for £2 a month.

Must be 18+, UK resident, and pay in £1,250 to an eligible Royal Bank account every month. T&Cs apply.

Ready to apply?

Which account do you want to apply for?

You're all set

You can start your application now. Just remember to provide us with your photo ID in the next 14 days.

You're all set

You can start your application now. Just remember to provide us with your photo ID in the next 14 days.