For when you’ve used your ISA allowance.
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Royal Bank Invest
Unlimited investing with a General Investment Account
The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply.
Coutts investment managers
Coutts, investment managers for Royal Bank Invest, look after £46bn (Q3, 2024) and have over 300 years of experience.
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Straight-forward choice
Simply choose a level of risk you’re comfortable with from our five ready-made options.
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Your investments are protected
The Personal Portfolio Funds available through Royal Bank Invest are based in the UK and so are covered by the UK Financial Services Compensation Scheme (FSCS).
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24/7 online access
View your investments all within your mobile app whenever suits you. Top up, manage or withdraw when you like.
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Responsible investing
Coutts is a Certified B Corporation which means every investment decision they make considers the positive impact it’ll have on the planet.
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Invest through your mobile device
You can log in to Royal Bank Invest on the web or through your mobile app by going to ‘Apply’ and ‘Invest’.
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How much does it cost to invest with us?
Your fees will be 0.55% of your investment or less
We get that figuring out investment costs can be tricky. Our dedicated costs and fees page will make it easy for you to know what you'll pay as a customer.
Invest the easy way
Once you’ve decided that our General Investment Account is right for you, you have just a couple of steps to make:
- Decide how much money you want to put in your account. Start investing from £50.
- Choose from five ready-made investment funds. You decide the level of risk that suits you.
Then keep track, top up and set up regular payments on your mobile app.
Saving and investing
If you're looking to grow some of your money over the longer term, typically five years or more, investing could deliver a better return and it could help protect the value of your cash from the effects of inflation.
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What our customers say about investing with us
Get insights into customer satisfaction about the platform's ease of use and experiences with Royal Bank Invest.
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If you still have some ISA allowance left
If you haven’t used up your £20,000 ISA allowance for this tax year then a Stocks and Shares ISA might be a more tax-efficient way to invest your money.
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