The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply. Tax reliefs referred to are those applied under current legislation, which may change. The availability and value of any tax relief will depend on your individual circumstances.
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Tax-efficient saving
A Stocks and Shares ISA (Individual savings account), is an easy way to get investing for the future. The main difference between an ISA and any other savings account is that they offer a way to save tax-efficiently, meaning you don’t need to pay UK Income Tax or Capital Gains Tax on the profits.
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Ready-made funds
When investing in a Stocks and Shares ISA with Royal Bank Invest, the expert investment managers at Coutts do the hard work for you. There are five ready-made funds for you to choose from, depending on your attitude to risk.
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ISA allowance
There is a limit to how much money you can put into an ISA in each tax year, which is called the 'ISA allowance'. The ISA allowance for the current tax year is £20,000.
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Long-term view
You can take your money out at any time, but you should look to stay invested for at least 5 years to give your money the chance to recover from any dips in the market.
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Learn more about investments
Whether you’re an experienced investor or just finding out what investing is, we’ve got a range of articles to help you understand more about investing.
