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Current Accounts
What support is available online?
Managing your overdraft
Find useful info about how to increase or reduce your overdraft here. Plus you’ll be able to see exactly how much your borrowing is costing you. Getting a clearer view of your overdraft could help you reduce the amount of interest you pay each month.
Setting alerts
Daily life can be busy and it’s easy to lose track of outgoing payments. By setting alerts in the Royal Bank app, you can receive handy prompts when you’re about to go into your overdraft or exceed your limit.
Is your account right for you?
Some of our accounts have monthly fees and some don’t. We know that circumstances change, so if you feel your account is no longer right for you, we can help you switch. Check out our account options below.
Free Financial Health Check
Fill in our Financial Health Check questionnaire in your own time and we’ll share hints and tips to help you reach your goals. Or, if you’d prefer to speak to someone face-to-face, you can make an appointment with one of our Senior Personal Bankers.
Spending Tracker
If you’re feeling a bit stuck with money, this handy tool within our app can show you where there’s wiggle room. It sorts your spending into twelve categories – like bills, groceries and transport – then pulls out personal insights to help you budget. It can help you set spending targets too.
Budget Calculator
Want to get a clearer view of your money? Our Budget Calculator is designed to help you work out what you’ve got coming in (e.g. wages and benefits), what’s going out (e.g. bills and expenses) and how much you’ve got left over.
Get the Royal Bank app
Download our handy mobile app. With savvy features like payment reminders and budgeting tools, it’s the quick and easy way to manage your money and stay in control.
Video Banking calls may be recorded and service hours apply. Compatible device required. Our app can be used on compatible iOS and Android devices. You'll need a UK or international mobile number in specific countries. Spending Tracker is available to customers aged 16+ who have a Personal or Premier account with us. Digital Banking available to customers aged 11+ with a Royal Bank account.