Back to main menu
Search
Search
Overlay
Applying for a mortgage

Ways to apply for a mortgage

Online mortgages are provided by NatWest which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Royal Bank of Scotland may receive a fee based on a percentage of any mortgage entered into for this referral. NatWest and Royal Bank of Scotland mortgages are available to over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

On this page

How to apply with RBS Open in new window
Not quite ready to apply? Open in new window
Need more information? Open in new window
Contact us Open in new window

Choose how you want to apply

Apply Online with NatWest

If you're confident in choosing the right mortgage without any advice, you can apply online. You need to be aware that you will be responsible for the mortgage that you choose.

Please note: If you have already started to apply online with Royal Bank, you will need to restart your mortgage journey with NatWest.

Already started your NatWest mortgage application? Pick up where you left off

Apply online now Open in new window

Apply over the phone

Need advice to select the right mortgage product for your circumstances?

Make an appointment to speak to a Royal Bank mortgage adviser, on a phone or video call.

Call us on ${dn-0800 056 0567}

Opening hours: Mon-Fri 8am-6pm, Sat 9am-4pm, Sun Closed. Excluding public holidays.

: 18001 0800 056 0567

Already have a Royal Bank of Scotland mortgage?

If you're already a Royal Bank of Scotland mortgage customer, you won't need to resubmit paperwork, such as evidence of income, unless your circumstances have changed.

Log in to Manage Your Mortgage, see what offers are available and apply online.

All you need are your mortgage account number, name, date of birth and your postcode.

Log in to manage your mortgage Open in new window

Not quite ready to apply for your mortgage?

Mortgage calculators

Before you start your application, it's good to find out how much you could borrow and what the costs might be.

Use our mortgage calculators to find out.

Information Message

Mortgage calculators Open in new window

Mortgage guides

We know mortgages can be a complicated subject. 

Read our mortgage guides to get some information to help you on your home buying journey.

Information Message

Mortgage guides Open in new window

Porting an existing mortgage deal

Moving home and want to keep your existing mortgage?

To apply to port your mortgage, speak to one of our mortgage advisers in branch or by phone.

Information Message

Porting an existing mortgage Open in new window

Need some help?

Call us

We're on hand to arrange a phone or video call with one of our qualified mortgage professionals. We can also help with any general queries about the process. 

Call us on ${dn-0800 056 0567} 

: 18001 0800 056 0567

Opening hours: Mon-Fri 8am-6pm, Sat 9am-4pm, Sun Closed. Excluding public holidays.