As part of the application process, we need to assess your current financial situation and will need proof of your income and personal details. Make sure you have proof of:

• Income
• Employment
• Outgoings
• Address

Online mortgage application checklist

An Agreement in Principle will give you an indication of how much you may be able to borrow based on your income, property value, deposit amount and mortgage term.

• It takes around 5 to 15 minutes online
• It gives you a personalised lending indication
• It has no affect on your credit score
• It can be useful for viewing and making an offer on a property.   

Get an Agreement in Principle

After working out how much we could  lend you, we'll give you a breakdown of your options and you can pick the mortgage that's right for you.

Your personalised mortgage illustration will outline your selected mortgage type, term, interest rates and any associated fees.

Learn about our mortgage types

If you want free mortgage advice, you can apply for a mortgage with Royal Bank either by phone or video call.

If you’d rather choose a mortgage yourself, you can apply for your mortgage online.  However, you won’t benefit from the protection provided by our advised service.

Apply online