My Fixed Rate ISA has ended

We offer two different types of cash ISAs:​

​Our 1 year or 2 year Fixed Rate ISAs give you a fixed rate of interest so you know how much interest you'll earn. You can’t pay in or take money out once the term has started or an Early Closure Charge may apply. You'll need to be 18 or over and a UK resident to apply. Minimum deposit required.​

​Our Instant Access ISA is an instant access savings account with variable interest rates. This means the interest rate can go up or down but you can access your savings whenever you want. You'll need to be a UK resident aged 18 or over to apply and you can only open one Instant Access ISA with Royal Bank of Scotland in any tax year.

You can have more than one ISA open at the same time. Mixing and matching could help you work towards different goals.​

Also, you can now fund multiple ISAs of the same type, in the same tax year, with different providers but you can only pay into one cash ISA (instant access or fixed rate) with us each tax year.​

​If you have opened a cash ISA with another provider you can still open a cash ISA with us. You are responsible for ensuring you do not exceed the current yearly subscription limit of £20,000 across all ISAs.

You can only apply for a Fixed Rate ISA through the mobile app or Digital Banking.

You can use mobile banking, Digital Banking, direct banking or any branch to pay funds into your Cash ISA.​

Additionally, you can choose whether you want to pay in lump sums, or set up a monthly standing order to help you save more regularly.​

​If you've got more than one type of ISA, just make sure you're not paying in more than your ISA allowance of £20,000 for the current tax year across all your ISAs. Tax years run from 6th April to 5th April the following year.​

To make your initial payment into your Fixed Rate ISA, you’ll need to set up the account as a new payee, using the account number and sort code, via Digital Banking or mobile banking.​

Your next payments can be made through Digital Banking, in-branch and by telephony until your new term starts. ​

We will send you a certificate of deposit within 14 days of the Start Date.​

If you've got more than one type of ISA, just make sure you're not paying in more than your ISA allowance of £20,000 for the current tax year across all your ISAs. Tax years run from 6th April to 5th April the following year.​

You can get additional support with Banking My Way. This is a free service that allows you to record information about the support or adjustments you need to make banking easier.​

You can also let us know about any additional support you may need to ensure all our colleagues are aware. The information will be shared on our internal systems, so you will not need to repeat these requirements every time you interact with us.​

Once your account is open, you can record this through Digital Banking, with our colleagues in branches or over the phone.​​