0% interest for up to 12 months on balance transfers
Balances must be transferred within 3 months of account opening.
Your 0% offer starts from account opening, after which standard variable rates apply.
No fee to transfer a balance to this card, and no annual fee.
Use worldwide at Mastercard® locations, in-store and online.
0% interest for the first 3 months on purchases
This offer is available on purchases made and paid off in full in the first 3 months of opening your account.
After the offer period ends, standard rates will apply.
What you should know about balance transfers
- You can transfer a balance (move debt) from most other credit cards or store cards to your Royal Bank of Scotland credit card. Some exclusions apply. You can't move debt from a loan or overdraft.
- You can’t move debt from another NatWest Group credit card. See all NatWest Group credit cards.
- You must transfer at least £100. The most you can transfer is up to 95% of your credit limit.
Your actual credit limit and APR may vary depending on our credit assessment of you.
You may receive higher than our standard purchase and balance transfer rate of 24.9% p.a. (variable) upon application - up to 29.9% p.a. (variable). Interest on fees and charges is payable in line with our terms and conditions. You may receive a shorter 0% interest period on balance transfers than our standard period of up to 12 months - our shortest period is 10 months. See the summary box page for more details.
Check your eligibility
We'll tell you if you'll be approved for this card and your indicative credit limit at the start of your application, with no impact on your credit score.
Cost to transfer
Cost to transfer
Cost to transfer
Cost to transfer
Balance transfer fee
Balance transfer fee
Balance transfer fee
Balance transfer fee
Purchase and Balance Transfer card
Representative example:
Purchase rate: 24.9% p.a (variable)
Representative APR: 24.9% (variable)
Assumed credit limit: £1200
Annual fee: £0
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Longer Balance Transfer card
Representative example:
Purchase rate: 24.9% p.a (variable)
Representative APR: 24.9% (variable)
Assumed credit limit: £1200
Annual fee: £0
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Please read these important documents
Please take some time to read the important information. By clicking 'Start my application' below, you are confirming that you have been provided with, and have acknowledged our important documents.