How much can I send using Pay Your Contacts?

All you need is their mobile phone number, you do not need to be registered to send money by Pay Your Contacts and the recipient doesn't need to bank with Royal Bank of Scotland.

If the recipient doesn’t bank with us or isn’t registered for Pay Your Contacts, you can send them a secure payment link via multiple messaging channels such as WhatsApp, SMS or e-mail. The daily Pay Your Contacts limit is £250 or 20 payments a day.

NatWest group - NatWest, Royal Bank of Scotland, Ulster Bank, NatWest International and Isle of Man Bank Customers
Available on eligible accounts. You must be 16+. Limits apply. Exclusions may apply to non NWG banks.