How can I add or remove someone from my mortgage?

If you would like to add or remove someone from your mortgage, you can contact our Mortgage Team via online chat on our Manage your mortgage page, who will be happy to help you. Adding or removing someone from the mortgage is called a 'Transfer of Title'.

The 'Transfer of Title' request will be treated as an application which will involve assessment of affordability, account conduct and credit scoring for each applicant. For example, if someone is to be removed from a mortgage, we will check that the person remaining on the account can afford to pay it.

Fees may apply. A valuation of your property may be required for the application to proceed. You will also need to appoint your own solicitor which will results in separate legal fees.

Our Mortgage team available via online chat is

Available Monday to Friday 8am - 6pm, Saturday 9am - 4pm (excluding public holidays)

Your home or property may be repossessed if you do not keep up repayments on your mortgage