When am I able to apply for a new mortgage deal?

You may be eligible to switch to a new deal when you are in your roll off window, which begins approx. 6 months before your current deal ends or if you have already rolled off onto Standard Variable Rate (SVR).

Sign in to Manage Your Mortgage (opens in a new window), to see the current deals you have and your switching status. If you are eligible to switch you will be able to view available deals and get a personalised quote. If you are unable to switch you will see 'Not eligible to switch' and there is no further action you can take at this time.

If you are ‘in deal’ and not yet eligible to switch, but wish to consider breaking your deal, please contact our Mortgage Team for further support.

To log in you'll need your mortgage account number, surname, date of birth and mortgaged property's postcode. You can find your mortgage account number on your most recent mortgage statement, in the 'Account summary' section in online and mobile banking or on your mortgage offer documentation.

If you require further support contact our Mortgage Team via online chat on Manage Your Mortgage (opens in a new window), who will be happy to help you.

Available Monday to Friday 8am - 6pm, Saturday 9am - 4pm (excluding public holidays)