Will I be assessed/credit scored even though I'm just changing my mortgage rate?
When you are switching to a new mortgage deal with Royal Bank of Scotland, as you are an existing customer, there is no credit reference search or affordability check.
Why stay with Royal Bank of Scotland? In addition, if you switch deal with Royal Bank of Scotland there is:
- no legal fees
- no valuation required
Your home may be repossessed if you do not keep up repayments on your mortgage
